Finance

What Is A Checking Account & How It Works

Some banks or credit unions may require you to meet certain monthly transaction or minimum balance requirements to earn interest. But if you want to earn money from your checking account balance, interest-bearing accounts can make it possible. The e... Read more

What Are Dividends? How Do They Work?

This calculation is not affected by the movement of the stock price over time. It only makes one assumption—expected dividend growth—to compute the length of time to recoup your initial investment. Insurance dividend payments are not restricted to l... Read more

Npa Ratio Definition

Consolidated Total Debt to Consolidated EBITDA Ratio means, as of any date of determination, the ratio of Consolidated Total Debt as of the last day of the relevant Test Period to Consolidated EBITDA for such Test Period. Total Leverage Ratio means,... Read more

Simple Interest Calculator

Simple interest is a calculation of interest that doesn't take into account the effect of compounding. In many cases, interest compounds with each designated period of a loan, but in the case of simple interest, it does not. The calculation of simpl... Read more

Senior Secured Notes Definition

While everyone knows that an investor gives money to a company with the goal of getting more back in the end, there are many different ways this takes shape in practice. Convertible Notes Have Become a Very Popular Fundraising Instrument Between 201... Read more

What Is An Education Ira?

In addition, there isn’t even a Federal tax deduction for the 529 Plan or Coverdell ESA. Wells Fargo & Company and its affiliates do not provide legal or tax advice. The Tax Cuts and Jobs Act of 2017 made changes to the rules involving 529 pla... Read more

Ward’s 50 Property

Condo insurance is similar to home insurance in that it covers your personal items as well as liability to others. There are many types of insurance that fall under the P&C insurance umbrella. All of these policies include personal property and liab... Read more

Net Cash Position Definition

Time zero is the day that the check is written to the contractors to perform a job. It is very important that the cash-flow model is used for economic analysis, since it incorporates the time value of money. Profit excluding investment is referred t... Read more

What Are Some Business Fraud Examples?

A possible reason for this phenomenon is that the punishments inflicted on listed companies by regulators are relatively light, but prior instances of punishment increase the public’s attention on a company. Therefore subsequent fraud is more... Read more