In addition, the Commission may deny any claim that lacks legal or factual merit, or is made in bad faith, without first holding a hearing. The process can be very lengthy depending on many factors that can influence the amount of time required to r... Read more
While traditional commercial real estate investments have become synonymous with millions of dollars, a commercial REIT will allow investors to buy into a business one share at a time. As a result, the barrier to entry is considerably lower, and the... Read more
Second lien loans are subordinate to first lien loans and therefore have a lesser claim to collateral. Covenant-lite first lien loans do not require financial maintenance convenants. Shown as a percentage of Floating Rate Portfolio's total investmen... Read more
E-checks and credit card payments are processed in very different ways. E-check uses ACH for fund transfer and does not use the card networks. It leads to lower processing fees and can turn out to be very beneficial to businesses that deal with larg... Read more
A high ROI means the investment's gains compare favourably to its cost. As a performance measure, ROI is used to evaluate the efficiency of an investment or to compare the efficiencies of several different investments. In economic terms, it is one w... Read more
The issuing company creates these instruments for the express purpose of raising funds to further finance business activities and expansion. Some financial assets that invest in or backed by real assets can blur the lines somewhat, but are still fin... Read more
Essentially, a liquidity ratio is a financial metric you can use to measure a business’s ability to pay off their debts when they’re due. In other words, it tells us whether a company’s current assets are enough to cover their liab... Read more
Essentially, to calculate the market risk “premium”, you’ll need to subtract the risk-free rate from the expected market return. Treasuries will then be compared to the equity market returns based on benchmark indexes such as the S... Read more
Funds from the initial start-up are typically used for this phase, and if revenue is low and development costs are high, it can be a period of low cash flow for the company. They feel that that the top customers they have are growing and demanding m... Read more
An FX forward is a contractual agreement between the client and the bank, or a non-bank provider, to exchange a pair of currencies at a set rate on a future date. The pricing of the contract is determined by the exchange spot price, interest rate di... Read more