P2P loans aren’t always better than loans from traditional banks and credit unions, but they are typically competitive. This unusual lending platform uses academic and employment credentials to look for borrowers with potential, even if they h... Read more
The low earnings yield and high P/E ratio can signal that investors expect significant profit margin improvements and are thereby pricing those positive expectations into the market price. At the end of the day, dividends come out of the retained ea... Read more
And people who are thinking of extracting their oil, they’re looking at–everyone’s looking at this curve. First, I want to put just a couple of definitions up. Futures, that’s what we’re going to talk about most in this lectu... Read more
The investors were not seeking to turn the companies around and take them public again five years later. So the dominant model asks workers to toil under executives whose financial welfare is determined by the stock price, in the interests of owners... Read more
These two strings of numbers are the very foundation of your bank account and allow for money to be transferred into your account. An account number, on the other hand, is used jointly with the routing number to identify a customer’s digital a... Read more
Startup companies such as Uber, which was valued at $50 billion in early 2015, are assigned post-money valuations based on the price at which their most recent investor put money into the company. The price reflects what investors, for the most part... Read more
You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. During the bull market, any losses should be minor and temporary; an investor can typically actively and confidently invest in more equi... Read more
In order to counter such causes, businesses need to take out comprehensive insurance coverage. By creating a record of all the risks experienced by the company since it started, management will be able to do a regular review of past events in order... Read more
If the ratio steadily increases, it could indicate a default at some point in the future. Capitalization ratios are indicators that measure the proportion of debt in a company’s capital structure. Capitalization ratios include the debt-equity... Read more
The first digit on your card is known as the Major Industry Identifier , which indicates a general category the card falls into. For example, the numbers 4 and 5 are for banking and financial cards—mostly Visa and Mastercard, respectively—while the... Read more