Regulators, recognizing the importance of more and timelier data, have shortened the period for reporting year- or quarter-end financial statements and have increased the information companies must disclose. It is important to note that, if appropri... Read more
Similarly, if you have a lot of money saved for a down payment, you may be able to get a conventional loan even if you have less than perfect credit. Loan servicers can offer some flexibility on FHA loan requirements to those who have suffered a ser... Read more
There are multiple kinds of taxes that your business will pay on behalf of your employees. Some of these taxes will be deducted from employee paychecks, while others are paid by you, the employer. Sales tax is a tax on physical products that the sta... Read more
Based on the standardized credit rating system, distressed debt is categorized as being below investment grade. The term “vulture funds” is affiliated with distressed investors, which can be attributed to the opportunistic strategy utili... Read more
Kirsten Rohrs Schmitt is an accomplished professional editor, writer, proofreader, and fact-checker. She has expertise in finance, investing, real estate, and world history. Kirsten is also the founder and director of Your Best Edit; find her on Lin... Read more
Both equity and debt investors will look for stability in ICR as a positive sign. A “good” interest coverage ratio is likely to vary from industry to industry. For example, the average debt obligations for businesses in the manufacturing... Read more
This is a good opportunity to use a spreadsheet, since it's easy to add a helper column to convert the percentages into values. Compound interest is the interest on a loan or deposit that accrues on both the initial principal and the accumulated int... Read more
In October 2018, FINRA enacted a prerequisite exam known as the Securities Industry Essentials exam to evaluate a candidate’s knowledge of basic financial concepts. Also known as the General Securities Representative exam, the Series 7 is requ... Read more
If you wish to calculate it for different periods (e.g., quarterly, bi-annual), then you would have to use the appropriate time period when extracting the information. Operating in the healthcare industry, the company has an annual revenue of $32.6... Read more
It’ll use the ROAS formula to look at the revenue and cost of its paid search campaigns. There are of course cases of a negative ROAS, for example if you spent $100 on your ad and only generated $50 in revenues. If you were to find you had a n... Read more