Finance

Dreaded Nsf Fees & How To Get Rid Of Them

There might still be a flat fee with this option, but it's typically $10 or so—less than with traditional overdraft charges. If you don't want to pay hefty overdraft fees, but you still worry about those times you'll accidentally spend more than you... Read more

Equity Definition

He rents his workspace, but he does own $15,000 worth of equipment and accounts receivable from his customers. In other words, it's how much someone could get paid for selling something they own. Here's why equity matters to business owners, investo... Read more

Private Banking Mortgage Lending & Financing

Sell loans – Mortgage bankers can also sell your mortgage or the rights to service your mortgage on the secondary market. Mortgage bankers do this in order to free up more capital to make more loans to more borrowers. Our clients range in size from... Read more

Ice Swap Rates, 11

LIBOR is due to be phased out by the end of 2021, with replacements including SOFR and TONAR. With the coexistence of “old” and “new” rates in the market, multi-curve and OIS curve "management" is necessary, with changes requ... Read more

Effective Annual Rate

Let us assume that mutual fund investment fetches 15.50% annual interest rate as earnings, while P2P Lending earns 15% annual nominal rate of interest, compounded monthly. So calculate the effective annual rate for both the cases. This example shows... Read more

Exchange Rate Risk

Companies in a strong competitive position selling a product or service with an exceptional brand may be able to transact in only one currency. For example, a US company may be able to insist on invoicing and payment in USD even when operating abroa... Read more

Parent Company Definition

“It’ll give people a truer picture of the nature and specifics of Google’s core operation,” he said. Investors should consider their investment objectives, risks, carefully before investing. Please read the prospectus careful... Read more

Fractional Reserve Banking Definition

Contemporary bank management methods for liquidity are based on maturity analysis of all the bank's assets and liabilities . Assets and liabilities are put into residual contractual maturity buckets such as 'on demand', 'less than 1 month', '2–3 mon... Read more