Finance

Small Business Banking And Loans

Before you go through the entire account activity section, scan the listing quickly to assure that you do not have any returned checks or unrecognized transactions. Call your bank to resolve any discrepancies first to avoid having issues with vendor... Read more

Retail Banking Vs Commercial Banking

A financial institution that specializes in serving you, our customer. We’re focused on bringing you products and services that simplify your day-to-day life. For large public or private firms with annual revenues greater than $1B, our corpora... Read more

Quiet Vs Dead Period

The US SEC makes it mandatory for publicly traded companies to submit different types of SEC filings, forms include 10-K, 10-Q, S-1, S-4, see examples. If you are a serious investor or finance professional, knowing and being able to interpret the va... Read more

Understanding Direct Deposit Process

When you receive your funds through direct deposit, the funds are added to your account with no additional action required on your part. With a paper check, however, you must take the additional step of depositing or cashing the check. The payment c... Read more

Net Working Capital Formula

It can fund its own expansion through its current growing operations. If a company can’t meet its current obligations with current assets, it will be forced to use it’s long-term assets, or income producing assets, to pay off its current... Read more

Payment Processing Fees

Every time a customer uses a credit or debit card in your store, a fee is charged by the cardholder’s bank, such as Wells Fargo or Chase. This fee can vary greatly, depending on the cards being used by your customers. When Square processes a t... Read more

Liquid Assets Definition

Because their components are highly liquid, their value is highly stable. Like mutual funds, you generally receive proceeds from a sale the next business day. Cash equivalents are typically investments that have short-term maturities of less than 90... Read more