24.10.2023 by Quentin DconWould you rather tackle accounting yourself instead of outsourcing it to a third party? Check out our list of the year’s best accounting software for small businesses to get started. A small business can likely do all its own bookkeeping using... Read more
23.10.2023 by Quentin DconThe economic position of the countries and companies using each currency is a primary factor in determining the yield curve. Different institutions borrow money at different rates, depending on their creditworthiness. If the yield curve is upward sl... Read more
23.10.2023 by Quentin DconMore information about identity verification is available on the sign-in page. You'll also benefit from a growing account balance that accrues interest daily. For instance, a mortgage account is another type of account balance, as the borrower gets... Read more
23.10.2023 by Quentin DconThe risk that the financial health of the issuer will deteriorate, known as credit risk, increases the longer the bond's maturity. Credit RiskCredit risk is the probability of a loss owing to the borrower's failure to repay the loan or meet debt obl... Read more
23.10.2023 by Quentin DconEach T account carries the debit and credit entries for a different type of account, such as accounts receivable, cash, sales revenue, and so on. First, these debit and credit entries are posted into the journal, as a journal entry. The debit entry... Read more
23.10.2023 by Quentin DconBonds can be bought or sold before they mature, and many are publicly listed and can be traded with a broker. Corporate bonds are issued in blocks of $1,000 in face or par value. Typically a corporate issuer will enlist the help of an investment ban... Read more
23.10.2023 by Quentin DconYield to maturity is similar to current yield, which divides annual cash inflows from a bond by the market price of that bond to determine how much money one would make by buying a bond and holding it for one year. Yet, unlike current yield, YTM acc... Read more
23.10.2023 by Quentin DconNet asset value is commonly used to identify potential investment opportunities within mutual funds, ETFs or indexes. One could also use net asset value to view the holdings in their own portfolio. To invest in any of the aforementioned assets, an i... Read more
23.10.2023 by Quentin DconFor both people and businesses, some items are simply too expensive to buy outright. Or, depending on interest rates, it might be preferable to finance at least part of a purchase so you aren’t locking up all of your money at once. Liabilities... Read more
20.10.2023 by Quentin DconThe following working capital example is based on the March 31, 2020, balance sheet of aluminum producer Alcoa Corp., as listed in its 10-Q SEC filing. Other receivables, such as income tax refunds, cash advances to employees and insurance claims. I... Read more